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RokStudent! Privacy Policy
RokStudent! takes your privacy seriously. Please read the following to learn more about our privacy policy.
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What This Privacy Policy Covers
- This policy covers how RokStudent! treats personal information that RokStudent! collects and receives, including information related to your past use of RokStudent! products and services. Personal information is information about you that is personally identifiable like your name, address, email address, or phone number, and that is not otherwise publicly available.
- This policy does not apply to the practices of companies that RokStudent! does not own or control, or to people that RokStudent! does not employ or manage. In addition, some companies that RokStudent! has acquired have their own, preexisting privacy policies.
Information Collection and Use
General
- RokStudent! collects personal information when you register with RokStudent!, when you use RokStudent! Products and services, when you visit RokStudent! pages or the pages of certain RokStudent! partners, and when you enter; RokStudent! may combine information about you that we have with information we obtain from business partners or other companies.
- When you register we ask for information such as your name, email address, birth date, gender, ZIP code, occupation, industry, and personal interests. For some financial products and services we might also ask for your address, Social Security number, and information about your assets. When you register with RokStudent! and sign in to our services, you are not anonymous to us.
- RokStudent! collects information about your transactions with us and with some of our business partners, including information about your use of financial products and services that we offer.
- RokStudent! automatically receives and records information from your computer and browser, including your RokStudent! cookie information, software and hardware attributes, and the page you request.
- RokStudent! uses information for the following general purposes: to customize the advertising and content you see, fulfill your requests for products and services, improve our services, contact you, conduct research, and provide anonymous reporting for internal and external clients.
Children
- When a child under age 13 attempts to use RokStudent! we ask the child to have a parent or guardian.
- RokStudent! does not contact children under age 13 about special offers or for marketing purposes without a parent's permission.
- RokStudent! does not ask a child under age 13 for more personal information, as a condition of participation, than is reasonably necessary to participate in a given activity or promotion.
Information Sharing and Disclosure
- RokStudent! does not rent, sell, or share personal information about you with other people or non-affiliated companies except to provide products or services you've requested, when we have your permission, or under the following circumstances:
- We provide the information to trusted partners who work on behalf of or with RokStudent! under confidentiality agreements. These companies may use your personal information to help RokStudent! communicate with you about offers from RokStudent! and our marketing partners. However, these companies do not have any independent right to share this information.
- We have a parent's permission to share the information if the user is a child under age 13. Parents have the option of allowing RokStudent! to collect and use their child's information without consenting to RokStudent! sharing of this information with people and companies who may use this information for their own purposes.
- We respond to subpoenas, court orders, or legal process, or to establish or exercise our legal rights or defend against legal claims.
- We believe it is necessary to share information in order to investigate, prevent, or take action regarding illegal activities, suspected fraud, situations involving potential threats to the physical safety of any person, violations of RokStudent!'s terms of use, or as otherwise required by law.
- We transfer information about you if RokStudent! is acquired by or merged with another company. In this event, RokStudent! will notify you before information about you is transferred and becomes subject to a different privacy policy.
- RokStudent! displays targeted advertisements based on personal information. Advertisers (including ad serving companies) may assume that people who interact with, view, or click targeted ads meet the targeting criteria—for example, women ages 18-24 from a particular geographic area.
- RokStudent! does not provide any personal information to the advertiser when you interact with or view a targeted ad. However, by interacting with or viewing an ad you are consenting to the possibility that the advertiser will make the assumption that you meet the targeting criteria used to display the ad.
- RokStudent! advertisers include financial service providers (such as banks, insurance agents, stock brokers and mortgage lenders) and non-financial companies (such as stores, airlines, and software companies).
- RokStudent! works with vendors, partners, advertisers, and other service providers in different industries and categories of business.
- We reserve the right to send you certain communications relating to the RokStudent! service, such as service announcements, administrative messages and the RokStudent! Newsletter, that are considered part of your RokStudent! account, without offering you the opportunity to opt out of receiving them.
Confidentiality and Security
- We limit access to personal information about you to employees who we believe reasonably need to come into contact with that information to provide products or services to you or in order to do their jobs.
- We have physical, electronic, and procedural safeguards that comply with federal regulations to protect personal information about you.
Changes to this Privacy Policy
- RokStudent! may update this policy. We will notify you about significant changes in the way we treat personal information by sending a notice to the primary email address specified in your RokStudent! account or by placing a prominent notice on our site.
Effective Date: April 22, 2024
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